Innocent Fanservice Girl



""What I want to know is what is so wrong with my body that nobody wants to see it?!""

- Grace, El Goonish Shive

A (usually) female character with no nudity taboo. This can be "justified" any number of ways, but nine times out of ten, it's really for Fan Service.

A very common subtype is the creature that is ostensibly inhuman enough to supposedly not need clothing, like the Zora of the Zelda games, certain Furries or Weres (with or without Non-Mammal Mammaries), or of course, practically any kind of pixie. This subtype is so overwhelmingly commonplace with these inhuman characters that it usually does not come into play at all, making it an Averted Trope.

... Until they shape shift into a normal human shape for a while, that is. At that point, the character's nudity is a very serious problem that must be addressed, immediately.

In a more meta sense, this trope is also frequently used to reveal that the character has an entirely different, unusual mindset:


 * A lack of humanity: The Emotionless Girl and Robot Girl may genuinely not understand what everyone's getting upset about.
 * A lack of civilization: Raised by Wolves and Raised by Natives characters will simply not understand why nudity is a problem for everyone else. (Showing a lack of civilization.)
 * Her culture has Outgrown Such Silly Superstitions: The Green-Skinned Space Babe may feel that people with a nudity taboo are backwards and primitive.
 * A lack of cultural awareness: For other Green-Skinned Space Babes, their people may have a different form of modesty.
 * Arrogance, and a inhuman set of priorities:The local goddess-avatar might not fully understand why this "nudity" thing is getting in the way of proper worship, but it had better stop.
 * How close she considers the main character: The Sugar and Ice Girl and Genki Girl might not understand why the Unlucky Childhood Friend is getting upset -- after all, they've been together for years, right? As a common evolution of this sub-trope, the first outward symptom of a growing attraction or romantic awareness is when she does start caring that he is watching, or when he begins to become flustered.

Often such characters are Naked on Arrival; it's not unheard of for a work to use the two tropes together to add a Fanservice Non-Sequitur (or to set up Ms. Fanservice) and then never mention it again.

Special mention goes to "Feral Children" stories -- Rudyard Kipling's The Jungle Book and Edgar Rice Burroughs's Tarzan being the biggest ones here, where a character is raised in a situation where they simply don't learn human body shame. In this case, it legitimately is innocent, is depicted for realism or for other reasons necessary for carrying the story, and neither Fan Service nor Freud are anywhere in sight. (Until Disney or or other adaptors make them randomly decide to wear a loin cloth, for obvious reasons.)

Closely related to Shameless Fanservice Girl, a character without a nudity taboo but who still understands the concept.

Anime & Manga

 * Ranma ½: A monkey tossed into the Spring of Drowned Girl comes out as a naked girl who looks almost exactly like female Ranma. She, being a monkey and having no knowledge of any nudity taboo, is unashamed of her unclothed state. Her nakedness causes some difficulties for the prince who did the tossing, resulting in him suffering a Gender Bender himself -- and getting stuck in female form.
 * Ren in the anime DearS starts out uncomprehending and only gains a partial understanding of it: "I'm not naked, I'm wearing an apron!"
 * Parodied and gender-reversed in, of course, Galaxy Angel. Ranpha's unsolicited android "boyfriend" comes shipped to the space station naked, and has no intention of putting on clothes. Ranpha finally forces him into one of her own dresses, and when that doesn't work out, she steals a suit of Volcott's.
 * Haruhi Suzumiya, having "no interest in ordinary humans," is perfectly willing to start changing with boys in the room, and Kyon compares this to a typical girl not having a problem changing in the same room as potatoes. This becomes a plot point: when she refuses to undress in the same room as Kyon, despite his casual indifference, it's a sign that she's developing feelings for him.
 * Amuro Ninagawa of Umisho, who has no shame around someone she likes. Swimming naked is a hobby, and she considers taking a shower to be using a garden hose in the backyard of the male lead.
 * Mamiko Kuri from Narutaru prefers to be naked while she's indoors, to the shock and amazement of her visitors. Outside she wears little more than a flimsy dress (or on rare occasions, her school uniform). She's actually "closer to nature" in a way, since ; furthermore, while the nudity may be innocent, Mamiko's personality most certainly isn't.
 * Miharu and basically every human resident of the alien world Seiren from Girls Bravo have absolutely no restraint regarding nudity due to their planet being almost entirely composed of (apparently heterosexual) women. This, of course, allows the show to completely indulge in every kind of Fan Service imaginable.
 * Both personalities of diclonius Lucy/Nyu from Elfen Lied, though the show alternates this character trait from genuine Fan Service, to deeply disconcerting Fan Disservice. The Nyu personality lacks an aversion towards nudity because of her innocent and blissful ignorance of any such social taboos (due to amnesia), while the Lucy personality lacks such an aversion . In fact, almost every diclonius on the show is an example, despite nearly all of them being young children, though most of them aren't exactly innocent. Considering the nudity is almost invariably accompanied by copious amounts of gore, it ends up as Fan Disservice.
 * Hikari from This Ugly Yet Beautiful World unzips the jacket Takeru gives her upon meeting her, prompting him to rezip it. Her sister Akari is a little better, stealing a sun dress as her only clothing before she joins Ryou's family.
 * Lala from To Love Ru has no qualms about walking around naked. Her excuse is that as a princess, she's always had servants help her bathe, dress, etc. so she's used to being nude around other people. It's important to note that other people of her race (including her family members) do not seem to share this lack of a nudity taboo.
 * In the original Ghost in the Shell movie, there is much nudity amongst Major Kusanagi and the other female cyborgs in the series. It's meant to invoke a detached nonsexual mood, emphasizing the mechanical nature of their bodies. As such, she has VERY few qualms about being naked.
 * In Zeta Gundam, Rosamia Badam (due to Fake Memories implanted in her through the process that made her an Artificial Newtype) had some, well, trouble keeping her shirt on when the AEUG doctors check on her, much to Fa Yuiry's despair and Kamille's embarrassment.
 * Late in Love Hina, the girls try to cheer Keitaro up in the hot springs, which Kei initially thinks is going to be a trap to get him to peep at naked girls again. Though the plan had everyone in bikinis, foreigner Nyamo doesn't get it and is completely nude.
 * In Kamisama Kazoku, protagonist Samataro's goddess mom is the Innocent Fanservice Girl, shamelessly mixing it up with a deep affection for her son that adds to the Oedipus Rex plot of the series. She goes so far as to fall asleep in her son's bed nude and he wakes her up to chastise her, she is completely unashamed about it.
 * A male has this role in Axis Powers Hetalia. North Italy is fond of getting some or all of his clothes off when he wants to sleep, which gets him often in trouble with others.
 * Psycho Busters has Ayano. And it doesn't help that her teammates are all guys.
 * Choko of Chocotto Sister can behave this way at times. Especially early in the story where she sincerely believed a Hadaka Apron was something sisters were supposed to wear for their brothers.
 * This happens frequently with Goku in the Dragon Ball series. Having been raised in the woods with the only other human he'd ever seen being his adoptive grandfather, the social taboos against nudity don't occur to him, so quite often he'll end up having his clothes destroyed, and not understand why everyone else is so concerned about him being naked.
 * Aisha from Genesis Climber Mospeada in at least two episodes of the series. During the fortress siege episode, Yellow rather poetically explains it as her being too innocent of the ways of the world to have a concept of modesty.
 * Brita from Darker than Black has a teleportation power that inevitably leaves her with nothing but her Godiva Hair to cover her body.
 * Mikiri in Change 123. Having the mind of a Cheerful Child, she sees nothing wrong in answering the door wearing nothing but panties and a towel casually thrown over her breasts.
 * Chii from Chobits is a good example, specifically in the manga. It was a constant source of torment for Hideki, especially when she attempts to buy panties (even with her imperfect understanding of what panties are).
 * Yuusaku in Toradora! apparently has No Nudity Taboo since one episode featured him nonchalantly walking into a room, in full view of the three main girls, with nothing covering him except a handtowel. He seems to have no idea why everyone seems to react strangely to this.
 * Thanks to being an Emotionless Guy due to a missing heart, Mytho from Princess Tutu spends a lot of the first season wandering around in nothing but a long, baggy loose shirt.
 * Niche from Letter Bee often goes commando, and she also tends to leap around a lot (she's quite powerful), leaving for gratuitous bare-bottomed upskirts.
 * Night Tenjo from Absolute Boyfriend is another rare male example, being basically an android sex doll he assumes his lover will want to see him naked and is programmed to enjoy being naked. Riiko has to explain to him that stripping off quite so often is considered at least a bit unusual.
 * Rei from Neon Genesis Evangelion. When she and Shinji first meet outside public, it's because he went to her apartment to deliver something. She had just gotten out of the shower, and when Shinji accidentally falls on her, she's slightly annoyed by the fact that he fell on her, but completely indifferent about being seen naked.
 * Professor Kiyama Harumi from To Aru Kagaku no Railgun has no hang ups about removing her clothes in the middle of the street for flimsy reasons.
 * The main female lead of G-On Riders, at least in the manga. The In Medias Res opening has her chasing down a spaceship that accidentally caught her (unworn, floating in the wind) panties on its wing. The second chapter is much the same. After a while, they just stop trying to justify it. Author Appeal at it's most blatant (much like the rest of the series).
 * Similar to the G-on Riders example above, the eponymous heroine of Nanako-san Teki na Nichijou (Translated as Nanakoish Days or Nanako-san's Daily Life) has little to any shame about her body, considering the very universe itself conspires to steal her clothing at every opportunity.
 * Tima of Osamu Tezukas Metropolis frequently runs around with no pants, or even underwear for much of the movie, and makes no effort to hide this, but nobody seems to notice.
 * Kazuki Kosuda from B Gata H Kei struts around naked in her home, to the chagrin of her brother Takashi.
 * Eureka ended up naked in front of Renton in the Eureka Seven movie ending which symbolises her rebirth. She showed no shame or anger of being naked due to her mind being reduced to that of an infant when she is reborn, but she does constantly cover her chest area.
 * Louise from Zero no Tsukaima has no problem changing in front of Saito at first, because she considers him to be merely a servant. A few episodes later she hides in a closet to change, showing that she thinks of him differently.
 * Yuuko of Tasogare Otome x Amnesia sees no reason for modesty in her ghost form, stripping out of one school uniform to put on another right in front of Teiichi.
 * Sakuraba Yurika of Gacha GachaSecret is utterly clueless as to why her friend Akira-Chan (a boy who can change into a girl at will) often has nosebleeds whenever the two are naked together, which makes it double funny when the male Akira is called out on his perversion (even when he's being genuinely unperverse).
 * Mokuren in Please Save My Earth has her shower interrupted by Shion, who needs to update her security card. She lets him into her quarters, and searches frantically around the room for her security card, in the nude. This is because Mokuren was raised as a nudist. When she discovers her mistake she's embarrassed; not because Shion saw her naked, but because she embarrassed him.
 * Gray Fullbuster from Fairy Tail is a rare male example. In his training as an ice mage, his teacher made him strip down and stand in the snow in order to fully understand the cold. It became ingrained to the point of subconscious, as he'll need someone else to point out when he's mysteriously misplaced all of his clothing. Leon, who studied under the same teacher, seems to have the same problem.
 * The Eponymous Nuku Nuku. Since she has the brain of a cat and an android body, she qualifies for both the Robot Girl and Raised by Wolves subtypes.
 * Lacus Clyne from Gundam Seed initially appeared to be this when pretended to be a Cloudcuckoolander.
 * Strike Witches is very well known for its characters running around without any pants, Hand Waved by it making it easier to connect to their Striker Units. None of the girls seem to have any problem being bare-legged.
 * Isma from Berserk has no compunctions with walking around nude in public.
 * Deconstructed in the case of Casca, who suffers enough Clothing Damage in the series as it is. After being stripped of her person-hood in a very heinous way and having her mind regress to that of a child, Casca also shows no compunctions about being naked - so long as someone isn't intending on having his way with her, which seems to be the only time that Casca has any memory of her past. However, her current state of being has also been presented as a problem when it comes to Guts, who is still very much in love with - and sexually attracted to - Casca after all that has happened. His Enemy Within KNOWS this and tries to take advantage of his male urges whenever he sees Casca indecent - and one time, it almost worked.
 * Military servicewoman Jodie Bakuryu-Karen from Kochikame has no issue shown in her debut appearance. She attempts to take off her shirt if front her father and other men preparing for a shower and steps out of the door naked requesting a towel. Hard for Volvo for not being good with women always getting a nosebleed.
 * Ranmaru, from the yaoi manga and OVA adaptation, Ikoku Irokoi Romantan is an Innocent Fanservice Guy, much to the delight of his love interest and the female audience, of course.
 * Holo in Spice and Wolf, being a wolfy goddess of the harvest and not bound to human conventions, spends a good portion of the first episode in the nude.

Comics
"Irene:...does it make sense for you to be always shedding your clothes around me? Cable: I'm sorry. In my future, soldiers of both sexes fought, bathed and dressed side-by-side. Irene: Well, let's hope the evangelicals win this one..."
 * Storm of the X-Men comes from an African tribe with National Geographic Nudity aplenty. Not only that, but her mutant powers included a physical immunity to weather extremes, so she had no qualms going naked in New York in the dead of winter. However, she eventually grew accustomed to Western norms, so the issue never comes up anymore.
 * Cable: it's not played up, but he has no problems with stripping off and showering while discussing his next move with his (female) chief of staff on Providence Island. In the Bad Future he grew up in, people had more important things to worry about than modesty.


 * In her earlier appearances in the New Teen Titans comic, Starfire would often appear with Censor Steamed nudity, due to both her time as a slave and her society's lack of nudity hangups. She still likes to shuck the clothing, but now she does it in (what is usually) private.
 * Male Example: Doctor Manhattan from Watchmen. He looks like a very tame biology class drawing of the human body. That was done intentionally to make it pass the censor board. On the other hand, in the film adaptation there is a little too much detail.
 * The detail is only noticeable if you want look closely at it to study it on purpose.
 * The Top Ten comic features an Artificial Human martial artist, Sung "Girl One" Li, who can alter the color of her skin with the precision of a cuttlefish and has a predisposition towards staying naked -- instead just making fake "bodypaint" clothing and random patterns to make it harder to look at her body. Presumably this was programmed into her by her creators, two horny rich geniuses who based her on video game Fan Service tropes.
 * Similar to Girl One is new Batman D-List superheroine, "Birthday Girl", introduced in the British-centric "Knight and Squire" #1. Her name is a rather horrible pun -- "Birthday Suit" is a reference in Britain to total (usually nonsexual) nudity, so what better costume for Birthday Girl? Her superpowers are quite literally the ability to create Scenery Censor objects -- she's constantly hidden from the camera via helium balloons (which she has some limited control over), although she appears to also have some form of martial arts training -- she's shown taking down a Mook in hand to hand combat in Knight and Squire #6.
 * Italian action comic Nathan Never features Rebecca "Legs" Weaver, who got the nickname due to her slender physique. Both her and her partner are usually clothed when outside, but whenever they're in their home they have no qualms with shedding clothing and strolling around bare naked. Results in plenty of Fan Service.
 * Horridus, a Cute Monster Girl from The Savage Dragon and Freak Force, has two excuses for this -- she spent most of her life chained up in her parents basement without clothes; and most of her body is covered with sharp spikes that shred clothing.
 * Both of the most prominent females in Supreme Power initially follow this trope: The Amphibian is a Wild Child, having lived in the sea ever since her parents abandoned her there as an infant. Princess Zarda essentially sees herself as a god who's above silly human customs. At one point after Zarda's crossed over into Ultimate Marvel, she runs across a Magic Pantsless Ultimate Hulk and, in spite of her sharing his resentment at having to wear clothes, is tasked with making him wear pants.
 * The French graphic novel Pyrénée, a take on The Jungle Book with a young French girl growing in the Pyrénées mountains instead of a young boy in the jungle. Stranded away from civilization and raised by a sentient bear since before she could walk, she has no body shame, and it's on more or less every page (but definitely not sexual). Actually does come up -- she has to survive a winter without her Bear friend, so her Eagle friend shows her what a fur coat and boots are (which she gets rid of the second she can).
 * In the old Marvel comic Crystar Crystal Warrior, the magma warriors all go naked. The males are monstrous-looking enough that it's only a borderline case of the trope, but Lavour is basically just, well, a naked woman with textured red skin.
 * In an issue of "Batman and the Outsiders", Cassandra Cain moves in with Grace and Anissa, and gets a glass of orange juice while completely naked, simply because she doesn't bother. Grace remarks "I didn't know the Bat-crowd was clothing-optional", while Anissa observes "she has so many scars..."
 * SnarfQuest by Larry Elmore, originally printed in Dragon magazine had Snarf hooking up with Telerie Windyarm, a Hot Chick with a Sword who seems to prefer clothes that let the wearer feel the wind. Sometimes in Chainmail Bikini, sometimes without chainmail (or bikini, apparently). He later discovers has no sense of modesty when she casually changes clothes right in front of him. Although he is initially embarrassed at this, when they are invited into a starship and she changes into a skimpy nighty for dinner, Snarf firmly tells one of the attending robots to say nothing so he can enjoy her company as is.

Fan works

 * Harry Potter fanfiction occasionally casts Luna Lovegood as one, particularly if the fic is broadly comic or a Lemon (or both).
 * Tsuruya in Kyon: Big Damn Hero, who has no problems with getting undressed in front of Kyon and taking baths with him.
 * The fact that Starfire of the Teen Titans comes from a culture with no nudity taboo came in very handy in the JLA Watchtower Olympics plotline. Hades, in an effort to humiliate the Titans, demanded they compete in the "traditional" Olympian style. The rest of the Titans balked and had to fight their embarrassment. Starfire casually stripped off her costume, and reassured her True Companions that they had nothing to be ashamed of.
 * Mr.Evil's Original Character Ren from his Hero High series has a habit of walking around naked.

Films -- Animation

 * In The Last Unicorn when the unicorn is transformed into the Lady Amalthea all she wears is her hair.

Films -- Live Action
"Korben: Coffee? Father Cornelious: Yes, please. Leeloo: (wringing out her shirt) Autowash!"
 * Male example: George from The Movie of George of the Jungle espouses the strangeness of the ablution practice of using "strange slippery rock"... while nude, in front of the heroine and her best friend.
 * Leeloo in The Fifth Element has no problem changing her clothes in front of men (who hurriedly turn around so that they're not looking).


 * Used in the movie Summer School. The cast of high school students have gone to the beach together and Italian exchange student Anna-Maria starts to take off her bikini top. To the disappointment of the male students, one of the other girls stops Anna-Maria and tells her "this ain't the Riviera."
 * The mermaid Madison in Splash sees nothing at all wrong with walking up to a crowd of people on Liberty Island completely in the altogether.
 * Done in a The Jungle Book-like way in the German movie Liane - Das Mädchen aus dem Urwald ("Liane - The Girl from the Jungle"). Living among African tribespeople 16-year-old Liane, long lost granddaughter of a wealthy industrialist, never wears anything else than a loincloth.
 * Male example: Terminator. As indicated in Live Action TV section, time-traveling is supposed to strip you naked, but let's face it, it's just a pretext to justify showing off the body of the former Governor of California.
 * Played for Laughs in the bar scene. We only see the T-800 from the chest up, but James Cameron had Schwarzenegger wear a pair of neon orange swim trunks so the actors would automatically look, uh, down.
 * Starship Troopers has a scene where the all the Roughnecks (male and female) are taking a shower naked with no signs of sexual arousal or interest whatsoever.
 * The Jodie Foster vehicle Nell, where the title character is an innocent young woman who grew up way out in the sticks and has no conception at all of modesty.
 * Altaira from Forbidden Planet has no problem skinny-dipping in front of strangers, having lived with only her father and a robot most of her life.
 * Giselle from Enchanted doesn't get why Robert is so flustered when he walks in on her in the shower.
 * In Lifeforce, Mathilda May plays a vampire from outer space who walks out of a research facility and into the streets of London completely naked, and completely oblivious. Was apparently the inspiration for Species, also about an alien femme fatale who takes on the appearance of a hawt human babe.
 * In Cashback, the main character has a flashback in which a Swedish girl boarding with his family walks naked in front of him on the way to the shower.
 * In Splice the uncanny valley creature is at first conditioned to get used to clothing, but seems perfectly happy when they get taken from her 'because they make us see her as human'. Yeah right.
 * In the original trilogy of X-Men films, mutant shapeshifter Mystique goes naked in her natural form (human, except with blue skin and yellow eyes).
 * One of the segments of Amazon Women on the Moon involves a woman parodying the typical portrayal of Hollywood women / Models of the time by acting like this -- that is to say, she walks around completely nude (in lingerie in the edited for TV version) while doing typical daily things (going to an art show, walking around town, going to church, etc.) She gives the stereotypical vapid interview responses as narration, talking about how much she loves the area, how nice people are to her, etc.
 * In Sherlock Holmes a Game of Shadows, Mycroft's casual nudity would not have counted as Fan Service...had the character been played by anybody but Stephen Fry.

Literature
""Son," she said at last - her eyes were full of pride - "have any told thee that thou art beautiful beyond all men?" "Hah?" said Mowgli, for of course he had never heard anything of the kind. Messua laughed softly and happily. The look on his face was enough for her. "I am the first, then? It is right, though it comes seldom, that a mother should tell her son those good things. Thou art very beautiful. Never have I looked upon such a man.""
 * The original The Jungle Book had Mowgli being an Innocent Fanservice Boy, having no experience with human modesty. Funny, that part didn't make it to the Disney version. Although in the first instance when he encounters humanity he's only eleven, and later on, after he's spent six more years naked in the jungle, the only human who sees him naked is his own mother. Well, she thinks she's his mother anyway...
 * From "The Spring Running":


 * A possible inversion occurs in the Sword of Truth series, with the Mud People. While they're not prone to running around naked, they are more lax than the rest of the people when it comes to otherwise taboo subjects. For example, to the Mud People, "You have very nice breasts," is nothing more than a compliment, indicating they think the woman is beautiful and/or fit for motherhood--which causes some awkwardness when some of the males leave their village to travel with one of the main characters. Fortunately, these guys don't speak English very well, so the awkwardness is confined to him asking the female lead, "How do I tell that girl she has nice breasts?" She responds with the general rule, only compliment things that aren't covered by clothes.
 * Played with a bit in The Pillars of the Earth with Ellen. With her soldier father and his friends being her only company during her childhood, she was showing signs of growing up as a Tomboy and would do "manly" things with them (such as urinating outdoors together or cursing). This trope was among those "things." When she began entering puberty, however, the soldiers' attitudes changed, and her father tried to send her off to a convent for her well-being. Instead, she rebelled and ran off.
 * Because he was raised by highly spiritual and otherworldly Martians, Valentine Michael Smith of Stranger in A Strange Land has little to no nudity taboo, and a quietly thoughtful curiosity about earthling sex.
 * The werewolves of The Dresden Files. Obviously they're naked in wolf form, but they remain nude in human form as well, and show no shame for it.
 * Subverted with Proud Warrior Race Girl Kitai from the same author's Codex Alera- she comes from a culture where the standard dress (for men and women both) is a loincloth and little else, but she's smart enough to recognize that humans are generally not comfortable with someone showing that much skin, and almost always dresses in a plain soldier's shirt and pants.
 * Some of the Uberwald werewolves in The Fifth Elephant eschew clothing as a matter of pride, to show that they are separate from (and superior to) humans. Angua doesn't share these views as much.
 * Usha in the Dragonlance series, particularly Dragons of Summer Flame. Quick relatively spoiler-free explanation -- she's half Irda, a supernaturally beautiful race, and half human. She spent most of her life living with the Irda and was ugly compared to them. Then she ended up in human lands, and by their standards, she's dazzlingly beautiful. She does learn fairly quickly, however.
 * In Isaac Asimov's novel The Naked Sun, the protagonist, Elijah Baley investigates a murder case on the planet Solaria, where people despise human contact, and communicate with very realistic holograms (called "viewing", as opposed to "seeing"). When Baley wants to talk with the victim's pretty, young widow, she appears naked on the hologram; she doesn't understand his embarrassment, since it's just "viewing" -- it's not as though he's there in person or anything. In fact, the idea of him being there in person squicks her out worse than the idea of him seeing her naked at all.
 * In the Doctor Who Tie In Novels, the Eighth Doctor, being a Cloudcuckoolander and an alien, has a habit of just cheerfully going with it whenever he loses his clothes or happens to be seen naked. In Parallel 59, he tried to hug his companion Compassion while they were both naked. Being every bit as prickly and antisocial as he is extroverted and affectionate, she really didn't appreciate it.
 * In the Firekeeper series, Firekeeper herself, a Wild Child raised by wolves, actually does wear clothing, as her Royal Wolf parents taught her to make basic leather clothing. However, she was taught this purely for pragmatic purposes of protection from the environment, not out of modesty thus she still has to be taught not to strip wherever.
 * Aviendha of The Wheel of Time is of the "from a culture with no nudity taboo" variety. When she's assigned to "watch over" Rand al'Thor, she sleeps naked and changes in front of him at every opportunity, presumably because she's amused at his flustered reaction.
 * The same gag is used in Shienar, where there's a tradition of mixed-gender communal bathing. Rand is likewise targeted by just about every female around, because they want to see him blush.
 * Oar in James Alan Gardner's Expendable and Ascending novels of The League of Peoples Verse. Notable because due to genetic engineering gone horribly wrong right, Oar is breathtakingly beautiful, Nigh Invulnerable, and completely see through -- she looks like a walking, talking glass statue.
 * Kate Daniels says that shapeshifters are all either very modest or very open, since their changes leave them nude afterwards. Thus Dali drops her towel after drying off without seeming to notice that she's in a crowded room, and several times after fighting beside Curran Kate has to force herself to keep her eyes on his face.
 * Aphreal from The Elenium is of the Goddess type, while she takes on mortal form she stays clothed, (thankfully since her preferred form is a little girl), whenever she has to revert to her real form she sees no reason to bother with clothing, much to the consternation of Sparhawk.
 * A group of girls like this are produced artificially in one of the Gor books. They're raised from birth with No Nudity Taboo and no contact with men. When they reach 18 or 20 they're sent out to the royal court to be raped. Then they are killed the next day because the experience drives them irretrievably insane. Even the protagonist finds the whole thing sickening.
 * Kas, the main viewpoint character of Henry Sackerman's The Love Bomb, is a Human Alien from an entirely clothing-optional culture. This is both Played for Laughs and Played for Drama, as he's arrested for indecent exposure several times.
 * John Carter of Mars: Dejah Thoris. And all the other women of Barsoom. And the men. The various Barsoomiam races wear plenty of jewelry (which denotes social status) and in many cases leather harnesses (for attaching weapons/tools/possessions to) but nothing else. They also seem to find the Earthly custom of wearing clothes to be amusing- particularly hats, for some reason.
 * Septa Lemore in the fifth book of A Song of Ice and Fire. Kind of funny, since she's a woman of the cloth who likes to bathe naked in front of a bunch of seafaring men.
 * The kodama from Return to Neverend are an entire species of nudists; being trees, they see no need to wear clothing.
 * In Being A Green Mother, when Orb becomes the new Gaea, she finds the role comes with invulnerability and immunity to heat and cold. At one point, she becomes so used to this that the other characters have to point out to her that she's naked. Afterwards, she becomes more careful and remembers to check herself.

Live Action TV
"Naked Man: I'm not ashamed of my body! Jerry: That's the problem. You should be."
 * The Star Trek franchise has quite a few examples of this:
 * In an episode of Star Trek: The Next Generation, Data's "mother" mentioned that when he was first created he argued that he had no use for clothes, as his strong android body meant he didn't need them for protection from the elements, and thus wore none. As he was created with the "fully functional" body of an adult, they quickly added a modesty subroutine.
 * The Betazoids, due to being a race of Telepathic Spacemen who evolved from amphibians, not only have no nudity taboo, but they also have their wedding ceremonies performed in the nude. The explanation by Lwaxana Troi in The Next Generation is almost textbook nudism as a funny hat. In fact, . Also, amazing how they managed to get Worf's underage son into a hot tub with the naked betazoids.
 * To say nothing about the bodypainting wearing naked dancer in the same scene...
 * To Ferengi women, wearing clothes is the taboo. In their first introduction in TNG, they glare at Tasha Yar with disgust and act like she's being forced to do something that she probably "shouldn't" want. It's because Ferengi females are viewed as property, and wearing clothes would indicate their male has something to hide. In Deep Space Nine, Quark's mother fights this and earns the right to wear clothes. Also: nude Ferengi? Really?
 * It's played for some serious laughs when Quark and his brother return home to deal with her "deviant" behavior. Both of them act extremely uncomfortable around her in clothing (much in the way human sons might be expected to act around their mother who suddenly decided to NOT wear anything), keeping their eyes cast down so they don't have to see her non-nude body.
 * In Doctor Who, although she never got as far as actually being naked, the character of Leela (who was born and raised in a tribe of jungle savages and wore relatively little clothing) had a habit of stripping down to her underwear in front of men of cultures where this was inappropriate. She remained completely innocent about the effect this seemed to keep having, as such things were not an issue in her own society.
 * If the interviews are to be believed, the actress Louise Jameson who played Leela also counts, since she was amazed that she became a sex symbol from running around in a leather bikini on television right after the football.
 * The Doctor himself is shows these tendencies in many incarnations. The Eigth Doctor spends quite some time wandering around with amnesia and wearing nothing but a sheet, the Tenth Doctor was too busy saving the world once to care about being stark naked, and the Eleventh finds himself face to face with danger when he's in the shower and only has time to grab a towel. The Eleventh Doctor also doesn't care much about whether or not his companions see him naked, telling them to just look away if it bothers them (one of them does).
 * Ea, the main character from Invisible Girl Ea, a Made for Late Night TV miniseries in Japan, is a young woman who escapes from a government lab. She just happens to be able to go invisible. Her clothing cannot. Which is fine, since she never wears any the entire 6 episode miniseries. No effort is made to cover her nudity up, other than some decent CG for when she becomes invisible and some occasional camera work to cover up things that are TOO much for Japanese TV (which, apparently isn't much).
 * The Terminator spin-off The Sarah Connor Chronicles features Cameron, a female-modeled Terminator who doesn't always wear a full set of clothes. Like all Terminators, she also has no qualms with kicking ass while in the buff.
 * And don't forget that in the Terminator-verse, you can't take anything with you, so you're pretty much Naked on Arrival.
 * It turns out that Cameron is in fact very aware of the effect she has on others while wearing scanty clothes. More than once she's used her physical body to manipulate people around her. Then again, she also nonchalantly strips in front of John in the series finale, so its quite clear that she simply doesn't care what others are seeing.
 * On 3rd Rock from the Sun, Harry once decided that clothing was just a big scam and went around naked for most of the episode with strategically placed objects hiding his crotch.
 * Happens all the time with the humanoid Cylons on the re-imagined Battlestar Galactica.
 * Further, at least the Colonial military use unisex showers/lockerrooms.
 * In the 1988 sci-fi mini-series Something Is Out There the beautiful alien Ta'Ra comes from a culture with no nudity taboo, which leads to a Please Put Some Clothes On moment.
 * Raised by Wolves Parker in Leverage displays this from time to time.
 * Although it was played more for laughs than fanservice, Seinfeld contained two characters who cared very little about others seeing them naked.
 * There was a male example in the subway episode, in which Jerry is sitting across from a middle-aged overweight man. Jerry dozes off, wakes up, discovers the man sitting across from him is naked, and all the other passengers are staying as far away from him as possible.

"Q: If the Continnum's told you once, they've told you a thousand times. DON'T PROVOKE THE BORG!!"
 * Then in "The Apology," Jerry was dating a woman who spent a lot of time naked, even in Jerry's apartment, at least when nobody else was around.
 * It's a very brief scene, but Illyria rips off Fred's old clothes in front of Knox on Angel. Illyria is the "goddess-avatar" type mentioned above, and presumably doesn't really get that doing this sort of thing might have people lusting after her, which she seems to find unpleasant when Connor is doing it.
 * The fake Kara from the Smallville episode "Covenant" shows up at the Kent Farm completely naked, talking seriously about important issues. The Kents convince her to put on a dress, but she goes barefoot for the rest of the episode.
 * Aquaman's wife Mera casually strips in front of Lois in the episode "Patriot".
 * And Clark was an Innocent Fanservice Guy in the season-four premiere, having just returned from another dimension where he had Outgrown Such Silly Superstitions.
 * Flash Gordon: At the end of "Pride", Baylin, the female bounty hunter from Mongo, is nude and oiling herself up while seated in Flash's backyard when his girlfriend Dale Arden comes over. Flash explains that on the planet Mongo, because clean water is so rare, that is how its inhabitants clean themselves. When Baylin stands up to scrape the oil off, Dale notices that Flash is paying too much attention to his guest and irritatedly pulls him back into the house.
 * Seven of Nine from Star Trek: Voyager. In the episode Someone To Watch Over Me, she starts stripping in front of The Doctor (lucky bastard).
 * Q's son also vanishes her clothes at one point, and is rather disappointed when this doesn't get any reaction out of her. Doesn't stop him admiring the view, though.


 * This scene, which is played for laughs, actually leads to some very Unfortunate Implications for the former Borg drone who, understandably, has severe emotional trauma from being assimilated--a process often and rather justifiably compared to rape.
 * Hercules: The Legendary Journeys: Katharine was a pig who fell in love with Hercules and was turned into a woman. Hercules tried to explain to her that Humans wear clothes. Hilarity Ensues.
 * An early episode of Quantum Leap had Dr. Sam Beckett leap into the body of a World War Two veteran, who returned to his rural midwestern home with a Japanese bride. His mission was to get her accepted and assimilated into her new life with him. One day, while hanging laundry, the young woman removed her top, as was her cultural norm. Unfortunately, she was seen by her mother-in-law, who was not amused.

Religion
"And they were both naked, the man and his wife, and were not ashamed. --Genesis 2:25"
 * Adam and Eve, for exactly 24 verses.

Tabletop Games

 * Dungeons and Dragons has a few.
 * Pistis Sophia from the 3.5e Book of Exalted Deeds, the Lawful Good archon paragon of asceticism and self-perfection. Since she's an angel who fights like a Bare-Fisted Monk and whose personal philosophy discourages material baggage, clothing is just another superfluous possession to her.
 * Elves of the Forgotten Realms normally don't see any problems with nudity, and humans who dealt with them too much (including the Seven Sisters) sometimes pick up their habits. Though they make adjustments to not become too much of a distraction when among the humans. In books, citizens of Cormanthor (Elminster in Myth Drannor) considered a handful of enchanted gems stuck to the skin to be a fashionable dress, and for the ladies of Evereska (Return of the Archwizards), the discovery that men who see them swimming start to breathe heavily was rather disconcerting. Drow also got Eilistraee -- as one of the authors put it, "goddess of butt-neckid moon dance".
 * The Nazzadi in Cthulhu Tech.
 * Exalted has the Alchemical Thousand-Faceted Nelumbo, who, given that she's a cold-proof robot and a loner by necessity, usually doesn't wear anything other than a cloak, which she casts off during a fight. Subverted, however, in that she's actually aware that this attracts stares-the cloak can reshape itself into normal clothing if she's forced into a social situation.

Video Games

 * A webcomic fan adaptation of Phantasy Star II has Nei acting like this.
 * In one fan-produced expansion for Neverwinter Nights (female characters only, for story reasons) entitled "A Dance with Rogues," your character has the option of doing this. Not recommended, because having no armor does not help you survive combat, but some of the NPC's responses when you talk to them nude are just hysterical.
 * Felicia from Darkstalkers is always naked outside of a fur bikini, aside from her few appearances dressed as a nun. It may be providing the absolute minumum coverage where it counts, but that's her own fur, not clothes.
 * However, Felicia's butt is fully exposed. Literally, as some animation frames and some character design sheets shows that her fur "panties" only cover her front part. This is a specific type of Japanese fanservice called maebari -- the use of tape (or, in this case, fur) to cover up the genital region, a relic from when Japan prohibited the display of such in adult media. Contrast "pasties" from US and Carnaval.
 * This could be said of a lot of Darkstalkers characters, really, including the males. Even Morrigan and Lilith are technically wearing part of their own substance as clothes, as indicated by the way they can shift them around at will.
 * Lucia from Lunar: Eternal Blue, starts off having no concept of human behavior. As such, when she hears Hiro and Ruby having fun in the men's hot springs, she enters completely naked to join them. This is later contrasted in the game, when Hiro stumbles upon Lucia naked one night, and she screams and hides from him. This is used to show she's becoming more human, as she's starting to care for Hiro.
 * It should be noted the aforementioned hot spring scene is only available in the remade Playstation version titled Lunar 2: Eternal Blue Complete.
 * In the Japan-only installment of the series Magical School Lunar!, the main character, Elie, is even more willing to show up naked in cutscenes than Lucia is, if you can believe that. Much less appealing given that Elie is a pre-teen girl.
 * Zelda:
 * In the case of Midna, the resident Imp from The Legend of Zelda Twilight Princess, it's hard to tell if she's wearing skintight clothing or is naked with patches of lighter and darker skin. But she is a small, round-ish imp with only hints of a feminine physique, so (aside from being a popular source of Fetish Fuel) it's ambiguous as to whether or not she's intentional fanservice.
 * Princess Ruto (and most of the other Zoras) in The Legend of Zelda Ocarina of Time wear no clothes, but being fish people, the closest thing to naughty bits we see are nipple-less breasts. Although they're a clear case of no nudity taboo, the Zoras have been shown to sometimes wear clothes, such as in the sequel The Legend of Zelda Majoras Mask which features a female Zora singer who wears a dress.
 * As of the 3DS remake, Ruto seems to have built-in clothes, or at the very least, a built-in top.
 * While Dizzy of Guilty Gear doesn't go completely naked, she seems to be unaware of how Stripperiffic her regular outfit is...
 * She was actually raised by Testament, a Stripperiffic male Gear. Maybe that has something to do with it?
 * Not to mention... She's just 3 years old and lived most of her life secluded from civilization.
 * The Handmaiden from Knights of the Old Republic II.
 * Naturally, the Jedi Exile asks her to Please Put Some Clothes On. She then dons a "unique" Jedi robe. From there, the player can unequip it and have the Exile make her put clothes on again. This will cause her to put on a new set of the same "unique" robes. This can be done as many times as necessary, effectively granting a source of unlimited credits and components.
 * In Breath of Fire III,  is completely naked when you first meet her. She then immediately commences with the ass-kicking of, all the while remaining completely naked and "Eye of the Tiger" by Survivor starts playing in the background. May very well be the most awesome thing to ever happen in a video game.
 * When she shows up in her true form, with clothes, she seemed to amused that you might have expected her to show up naked. Telling her you preferred her that way will annoy her, though; saying you prefer her clothed, snakey form means you can get her as a tutor later.
 * Syphon Filter 2: In the second mission, Lian Xing is shown nude from behind while changing into combat gear.
 * Used somewhat humorously for the Iskai in Albion. As it turns out, there are some body forms that while still "humanoid," and while having similar sexual organs to humans, are just different enough that seeing them naked can't be called anything but mild Fan Disservice.
 * In Menace Beach, Bunny's clothes are shown slowly "rotting off" between levels, eventually revealing her underwear.
 * Ragnarok Online: Moonlight Flower may qualify, because her in-game sprite makes her look like she is bottomless!
 * Makes it look like? Official art makes it pretty clear the Moonlight Flower is bottomless. One of the distinctions between the Moonlight Flower and the later introduced Cat o' Nine Tails is that the latter wears something about its nether regions.
 * This is used rather comically in Ragnarok Battle Offline, as when her fox minions transform into her, even they have the decency to wear a leaf, while she's the same as usual.
 * Big Boss in the Metal Gear series is implied to just simply like being in as little clothing as possible. It's mainly played for laughs, but there's strong elements of fanservice as well, like Para-Medic telling a random soldier about how good Big Boss looks with no clothes on in Portable Ops and Paz graphically describing watching him wrestling a man naked in Peace Walker.
 * Cortana from Halo is plainly nude (unless Tron Lines count as clothing), although she is just a hologram. Unlike most examples, her nudity is never once mentioned or lampshaded In-Universe.

Visual Novels

 * Saber from Fate/stay night initially doesn't understand Shirou's embarrassment when he opens the door to the bathroom while she's showering. This behaviour notably changes when she develops feelings for him.
 * In Remember 11, Satoru displays a bit of a lack of modesty while in Kokoro's body. Kokoro is not amused when she finds out.

Web Comics
"Aylee: I don't understand! If these aren't handholds, what the heck are they for?"
 * Twice Blessed has Pella Brightwing, who has no problem with nudity.
 * Grace of El Goonish Shive initially plays the Innocent Fanservice Girl trope 100% straight -- no nudity taboo, oblivious as to why people are nervous about the subject, vaguely offended when people ask her to cover up, etc. However, Susan explains some of the cultural implications of nudity, which leads to Character Development -- she still has no nudity taboo, but understands that it makes other people uncomfortable and titillated and so reserves "naked time" for private moments. Later she deliberately uses her fan-servicey past to tease Tedd.
 * Word of God from Dan Shive is that Grace's original lack of a nudity taboo was intended to be a mercy for a shapeshifter lacking Magic Pants. Then he went and introduced the Magic Pants anyway...
 * Similar to the Grace example above, Twokinds brings us Flora, a Tiger-girl from a Rainforest tribe who ends up naked a lot -- although with her being a furry character, it might not count. The artist has lamented that Flora just seems to naturally end up naked despite his intentions. Subverted a bit as she lived with humans for half her life, and thus should know better -- doubly so as the other Keidrans seem quite comfortable staying dressed in human company (and wear loincloths when in the forest). In other words, she has even less of a nudity taboo than the race of people with no nudity taboo!
 * Other Keidrans with names run the gambit: Kathrin was bred as a sex slave that's appealing to human sensibilities and seems to be genetically predisposed towards having no nudity taboo (and keeps invoking Accidental Innuendo); Laura (who grew up with Keidrans) is a Shrinking Violet and dresses very conservatively, Natani has his own issues  and dresses from head to toe (or at least tries to), Mike and Evals seem to mostly have human ideals about clothing while working, but flashbacks on the author's Deviantart site suggest that Evals used to enjoy walking around his original owner's estate in the nude, etc etc.
 * Lampshaded in the Web Comic Errant Story: "Having no cultural nudity taboo does not work that way!"
 * In spite of her typical modesty, Agatha of the webcomic Girl Genius strays into this territory with astounding regularity since her habit of sleepwalking (and sleepworking) tends to result in her waking up in her lab elbow-deep in engine grease and wearing only her (Victorian-era, mind you) underwear. As mortified as she is each time it happens, you would think she would start wearing pajamas at the very least -- but then, this is fanservice we're talking about, so common sense need not apply.
 * Sparks and common sense tend to have a dubious relationship at best...
 * Male example: from Narbonic,  He knows humans wear clothes but he's spent so much time without them that it sometimes slips his mind.
 * Another male example: Prince Fleance from Pandect
 * Over-developed French-Canadian blonde amazon DiDi from the webcomic Ménage à 3, which is basically Threes Company updated to the early 21st century and set in Montreal. She's a hybrid between Ms. Fanservice and Innocent Fanservice Girl -- so far, she has had no problems with her new female roommate walking in on her in the shower, has no problem walking around both her roommates in translucent lingerie, and is happily sunbathing topless in front of her male and female roommates, in a public park.
 * Dumnestors Heroes: The adventuring party decides to rest overnight at a temple of Tythus, the river god, only to discover that his temple is staffed by 16 virgin priestesses. These priestesses are required to stay nude at the temple (and another character later points out that being naked is a requirement of their faith -- although one is willing to wear a vest and pants to fool an ogre, at least temporarily). This is apparently due to a tradition involving a sculptor creating 1 statue per major river, a horny river god animating them, and a 5th dimensional love triangle -- but the explanation was cut off. This is down from the original 100 or so virgin nudists that he used to have.
 * In addition, the naked priestess Mersey who was attempting to explain the tradition (when she was cut off by an ogre kidnapping the other 15 girls) was willing to put on a cloak. Since the party doesn't HAVE a healer, it's looking like Mersey may be joining up. Fanservice ho~!
 * Used in an early strip of Order of the Stick when Elan, the resident idiot, decides that, due to the way armor check penalties work in D&D 3.5, the less he wears, the harder he is to see. Taking this to its logical extreme, he concludes that if he strips he will be invisible. Hilarity Ensues.
 * Largo from Megatokyo is a rare male example, preferring to strip to avoid static discharge when working on computers, but not caring who else is in the room. Noteworthy is that Ping, the Robot Girl, is not like this, and is in fact the one who usually beats Largo with brooms for his behavior. Also interestingly, when he is called on this by one of the classroom full of schoolkids he's encouraging to follow his example. He denies any suggestion of impropriety by simultaneously berating the few kids in the class who are calling for the girls to get their kit off for paying more attention to their classmates than the components they are supposed to be working with, thus, for him, the lack of respect is not about the nudity, but not showing the proper repsect/caution for working with your components.
 * Oddly enough, he still has hair, at least on his head.
 * In a recent installment of the same webcomic, Miho begins to strip down in front of a very flustered Piro, claiming that "it's nothing he hasn't seen before."
 * Almost the entire cast of Not Quite Daily Comic lack nudity taboos or even outright despise clothing, due to being from Belgium, Little Green Men, a Catgirl, a Tortoise Girl, a Succubus, or just not very modest -- with predictable results.
 * The cast of the furry webcomic Apollo includes 3 centauroids (2 feline and 1 wolf) who only wear tops. Somehow the fact that they wear no pants never comes up, except for an April Fools page where everyone was turned into a human, and the (ex)wolf (along with the two cats only shown from the waist up) simply stares down and shrieks "I'm not wearing any pants!"
 * Portia from My Life in Blue, who goes shopping in her underwear at one point just because she can't find a nice enough dress to wear.
 * Missi from Misfile has very few body-shame issues, but subverts this very hard by pointing out that being naked and being nude are two very different things -- she's comfortable being seen nude by Ash, but being naked is straight out. (This is a bit of Shown Their Work -- as most nudists will happily explain, there is a difference between being naked and being nude.)
 * Aylee from Sluggy Freelance fits this trope on the two occasions when she's taken very human-like forms. The first time her nipples and reproductive area (if she had them at all) were covered with scales, falling into the obviously inhuman category. The second time, she actually has "human female naughty parts," though she's able to cover them up with a pair of wings that (when folded) resemble a dress. On both occasions, she doesn't understand why Torg and Riff keep gawking at her new body.
 * She also doesn't understand why, when riding behind Zoe on a hoverbike, it's not acceptable to grab her breasts.
 * She also doesn't understand why, when riding behind Zoe on a hoverbike, it's not acceptable to grab her breasts.

"Maytag: Yeah, but I just don't get it... Your face, your hands, your arms, your legs... It doesn't matter if anyone looks at those bodyparts, correct? [...] But your sexual parts, like your nipples... those have to be private... Why is that?"
 * And Oasis is as casual about her nakedness as she is about slaughter. See "Love Potion" and "The Bug, the Witch and the Robot".
 * appears to have elements of this too. She has no problem changing out of her clothes in front of Torg, who is far more embarassed than she.
 * Angora from The Meek. When asked why she's naked, she replies "'Cause I am?" The author has stated she'll start wearing more later in the story.
 * Kit from Fey Winds starts out with no nudity taboo.
 * Maytag from Flipside has shown these traits (spreading to an lack of any sexual taboos, period) ever since the start of the comic, but she sums it up excellently in this comic:


 * The fact that Maytag is in an unhappily monogamous relationship with a Stoic lesbian Knight doesn't help. (To clarify, she's really happy with her girlfriend, she just wishes she would become an Innocent Fanservice Girl/Anything That Moves girl too.)
 * The Inexplicable Adventures of Bob: Since Molly is a vaguely Muppet-like furry monster, she rarely wears clothing, despite actually having a pretty nice figure. Her clone-sister Galatea has taken to wearing clothes, however, which helps tell them apart.
 * Dominic Deegan's werewolves are nudists (literally called that in comic) and thus follow this trope fairly closely, if only because they can switch to a fur covering anytime they want -- the lack of Magic Pants is also a factor. Subverted somewhat in that the less mature guys (and gals) still like to leer at the attractive naked people walking around. (Although the single Werewolf guy we've seen doing this is considered very immature.)
 * Also played with the human Nimmel, who is going to the biggest Werewolf college. He has become "immune to boobs" -- the sight of naked college students walking around no longer causes any reaction, even embarrassment or interest. (The subversion comes when he is still "very affected" by his female [werewolf] friend Katya disrobing in front of him... right after he assured her he wouldn't be affected by it.)
 * Shelly Mander from Femmegasm is always naked, but doesn't realize there's any problems with it.
 * Blade Bunny sometimes appears to be this, although as a master of Obfuscating Stupidity you can never be sure.
 * Baalah from Pawn. A ridiculously buxom, most likely lesbian, perpetually naked demon girl. She apparently doesn't even own any clothes.
 * The Satyri from DP Ragan's various storyverses combine this with Horny Devil and Metamorphosis. The Satyri are a group of half-human half-succubus victims of a one way Gender Bender (with a little of The Virus mixed in for good measure). For some reason, never explicitly spelled out, part of the Satyri transformation zaps the victim's brain in such a way that they completely and permanently lose all modesty and shame -- they literally cannot understand why people wear clothes, the very idea of doing so is utterly alien to them. Worse, as this is a form of what amounts to brain damage, they can never understand the idea no matter how hard they try, nor can they even grasp the viewpoint that their own nudity is somehow considered perverse, erotic, or shocking.
 * In Pearl of Mer, the Mermaid Arra doesn't think twice of stripping in front of a guy before returning to the ocean.
 * The dryad Eland Em Tor from Our Little Adventure shows up completely naked in the comic. It seems so innocent that not even the male group members say anything about it. To be fair, she's about as anatomically correct as a child's doll.

Web Original

 * In Tales of MU, the nymphs essentially feed on sexual energy, both to sustain themselves and to vitalize the fields they were created in. Thus, they spend a lot of time having sex, and wearing clothes is a major taboo.
 * More accurately, wearing clothes itself is not taboo, wearing them around other people is. It is considered amoral and disgusting because it is covering up their gift of beauty, but in private some, such as Amaranth, enjoy wearing clothing for the texture. It would be more analogous to say that Nymph's wearing clothing is like humans going without it.
 * There's an interesting deconstruction on this, discussed at some lenght. Most kingdoms waive laws about indecent exposure or fornicating in public for nymphs and ayone in the immediate vicinity. Since nymphs are basically avatars of the "mother nature" goddess of The Verse, this is very much justified, since you really don't want to anger a god who controls nature.
 * Some Protectors of the Plot Continuum have been Innocent Fanservice People, but with Agent Lux around, they soon learn to cover up.
 * In Suburban Knights, The Nostalgia Critic had no idea how mini his skirt is until it was pointed out to him. Obscurus Lupa and The Nostalgia Chick have to teach him to act like a "lady".
 * Deconstructed in his reviews. Being "innocent" and naive gets him raped at least three times and stalked once. His determination for someone to like him led him to trust Spoony again in the charity drive despite Spoony already having drugged and raped him. It's telling that when they all come out again with Linkara being the hero and make Spoony apologize, the others look angry while he just looks broken.
 * Another Doug character, Chester A. Bum is another deconstruction, not even played for Fan Service like Critic. Being homeless and often drug-addled, he unwillingly gets into off-screen situations like prostitution fairly often.
 * In the Zero Punctuation review of Age of Conan, Yahtzee has a black female called "Thinderella the Necromantic Naturist"
 * In Potter Puppet Pals, Dumbledore, being a senile old man, often gets naked without a care in the world.
 * This is an interesting example. Dumbledore, as a distinctly anatomically incorrect puppet, probably does not qualify as Fan Service for any demographic. The nudity is baldly irrelevant to the plot, and rarely (if ever) referenced by any of the characters--the character appears naked simply because he as a senile, elderly lunatic, and everyone accepts him as such.

Western Animation

 * Hunter from season 2's "Hot Chick" from Superjail. She has Barbie Doll Anatomy but is also a suberversion because she's dead beat on hunting down the Twins.
 * In Family Guy, Brian's attempt to break off his relationship with Jillian prematurely fails when the latter, having just gotten out of the shower, innocently takes off her towel in front of him.

Real Life

 * Terri Sue Webb from Bend, Oregon was about as close as you can get to this in real life -- she's a militant nudist, part of "The Freedom to be Yourself" campaign, which contends that indecent exposure laws are racist against humans. She stopped wearing clothing sometime in 2001, but kept living her life as normal. Unlike in fiction, she was promptly arrested, multiple times, her prison sentences extended due to her refusing to wear clothing in jail, and a judge threw her in an institution, using a legal technicality to prevent her from ever leaving. She was released on appeal in 2003, and has apparently toned things down since then per the advice of several nudist groups in the US.
 * Andrew Martinez discovered that Berkeley had no indecent exposure laws -- it was perfectly legal for him to walk around naked in public, go to college naked, etc. This prompted the city to enact one of the more draconian anti-nudity laws in recent history, the school to find an excuse to expel him, etc.
 * Notable for doing it to raise awareness about the raw-food lifestyle. Now why people insist any lifestyle choice is inherently a "cause", is another thing.
 * It does exist in certain situations: In some countries, like Germany or Finland, going completely nude into public, mixed-gender Saunas is pretty much normal, which may surprise people from other places who are used to everyone covering themselves with bathing trunks, bikinis or towels.
 * Reportedly, Joan of Arc decided it would be a bit pointless to worry much about modesty while travelling with the army, and was therefore frequently at least topless while getting in and out of her armor. Soldiers later testified that they felt no desire for her; whether this meant that she wasn't very attractive or that they did not want to admit to sexual desire for someone who was beloved to the point of worship is up for debate.
 * Manners and habits were really different in medieval Europe, people were far more comfortable being nude around relatives and servants, or in certain circumstances (such as going bare-naked to the bathhouse from your house).
 * Vestiphobia -- from Latin vestis (clothing) and Greek phobos (fear). A paranoid fear of clothing usually caused by a traumatic experience linked to cloth, it can be as minor as feeling very uncomfortable when wearing certain types of materials to the point of being completely unable to handle getting dressed. One of the most common symptoms of vestiphobia is an overpowering conscious or subconscious desire to remove the offending articles of clothing. Unlike fiction, this is not as funny as it sounds.
 * Inverted in Among the White Moon Faces: An Asian-American Memoir of Homelands (1996, pp. 142-145, 149) by Shirley Geok-lin Lim. While searching for an ideal roommate, she accepts an offer from Jason and Brenda Clinken, a nudist couple, and finds their nudity off-putting.
 * "Their nakedness was intrusive." — page 143
 * "May I say something to you? You can't get too prudish with us. You know, a pussy is a pussy. It doesn't mean anything." — Brenda, to Shirley, page 145
 * In the late 18th century in France, a feral child known as The Wild Boy of Aveyron was found in the woods. Having apparently spent his entire childhood living alone in the forest, he was comfortable without clothes, even playing happily in the snow, naked.
 * There are plenty of people who don't mind doing this.
 * Humans are the only animal species that wear clothes. All the other creatures are happy to run around in the buff (the fur or feathers usually help). They're also happy to get it on in full view of each other and anything else that walks by.