Mundane Ghost Story

A mundane ghost story is a scary story involving rational worries rather than implausible phobias.

Someone tells a Ghost Story in classic fashion, probably around a campfire or with a flashlight aimed up under the face, only the ghost story is about something that is not really scary in the traditional nightmare sense, but is more like Adult Fears: being stuck in a loveless marriage, dying alone, bigotry, living an unfulfilling life, being homeless after losing your job, sexual inadequacy, or the death of offspring. However, this is usually played for laughs, avoiding anything involving physical pain or death, dealing with something sillier like having to wear a stupid outfit to school, having a bad haircut, or eating something terrible.

This type of scary story usually bypasses fantastic and / or supernatural horrors found in the common ghost story, for something that tends to actually happen in real life to sane people.

Anime & Manga
"Osaka: Sometime last night, I was all alone in my room. When suddenly, from out of nowhere...the smell of a fart that wasn't mine wafted into my nose."
 * Azumanga Daioh


 * Konata's scary story from Lucky Star.
 * In the Ghost Story episode of the Keroro Gunsou anime, Dororo's story involves an incident in his childhood when, after he refused to let Keroro play with an expensive toy, someone mysteriously made a long-distance phone call to another planet. "The phone bill we got was certainly terrifying."

Comic Books
"Hobbes: OK, our oceans are filled with garbage, we've created a hole in the ozone that's frying the planet, nuclear waste is piling up without any safe way to get rid of it...
 * Calvin and Hobbes: Calvin has hiccups and asks Hobbes to tell him a scary story to cure him.

Calvin: I meant surprise me.

Hobbes: That doesn't? Boy, you're cynical."


 * There was a particularly disturbing (by its standards) Family Circus Sunday strip with Jeffy asking his dad about monsters, the dad assuring him there were none, and the final frame showing the dad walking out of Jeffy's room with Not Me ghosts marked "taxes", "recession" and "war" floating around him.
 * Jason does to this Paige in FoxTrot. After his conventional ghost stories fail to scare her, he tells her one that ends with "...and when she opened the closet, all the clothes were polyester!".

Film
""HE PERMED ME!"
 * Addams Family Values: Wednesday Addams tells a tale of reversed nose job.
 * Cheaper By the Dozen 2 did this. The rich kids were reading about a family that was worrying about how to pay their car payment that month, and then they all shuddered in fear and disgust at the thought of not being super-rich.
 * Role Models included a scene where Paul Rudd's character told the "true scary story" about the facts of child slavery and abduction around the world.
 * Friday the 13 th Part VI, one camp counselor scares the others with the story of Jason Voorhees, and then follows up with, "I can only think of one thing even more terrifying." That thing is a bus load of rowdy, bratty kids. "I think I'd rather deal with ol' Jason," replies another camp counselor.
 * Troop Beverly Hills, with a story about a trip to the salon.

[hysterical screams]"

Live Action TV
"Kel: When the bread popped out of the toaster, no one knew what to put on it. Jelly? Margarine? Cinnamon sugar? I suggested butter. Crumbs were everywhere!"
 * I Carly's bra. He seems to be scared of things like washing machines, and Spanish as a primary language, as seen here - Scary Videos.
 * In the Kenan and Kel Halloween special "Two Heads Are Better Than None," Kel mishears "ghost stories" as "toast stories." Cue his attempt at a scary campfire story:


 * On Parks and Recreation, the Twist Ending of Ron's ghost story is a mandatory government inspection of private property. As a libertarian, this is truly horrifying to him.
 * Seinfeld had the similar scenario of Frank Costanza's war story of the terrible losses his unit suffered due to his own bad cooking.
 * Done in The Big Bang Theory, where Raj and Leonard at the ending of The Adhesive Duck Deficiency were finishing up what seems to be your standard campsite ghost story (complete with flashlights to the face), only for him to say "He slept with his cousin!" (referring to something earlier in the episode where Howard, while he and his friends were high with marijuana due to cookies they unknowingly got from Megadeth middle school teachers, admitted that he slept with his cousin during his youth without knowing it), and proceeded to laugh hysterically, with a humiliated Howard telling them that it wasn't funny to begin with.

Video Games

 * The Yuletide ghost stories in Kingdom of Loathing usually do involve ghosts, but most of them have incredibly mundane endings, like an Indian Burial Ground being dealt with by lawyers, but cursing all burgers cooked on the site to be raw on the inside but burnt on the outside.

Web Comics
"Unwinder: Never heard of them before? They wait to strike until you're all by yourself... Then as you lay on the ground, dying slowly from the deadly venom... they abandon you."
 * In Unwinders Tall Comics, Unwinder seeks to exploit his friend Barbecue Sauce's greatest fear. Turns out Sauce's greatest fear is Dying Alone; so Unwinder tells him a campfire story about the dreaded Dying Alone Snakes.


 * Penny Arcade features every gamer's worst fear.
 * They also did another one where someone had been playing FFVII for 20+ hours nonstop before suddenly realizing
 * This Xkcd strip.

Web Original

 * This Youtube video called Disney Horror, about overcrowding at Disney World during Christmas.

Western Animation
"Bart: ...and that is how much college will cost for Maggie.
 * Freakazoid: The scariest thing in the world would be if Sinbad got another TV show! (the comedian, not the adventurer).
 * Or is you went to touch something, and it wasn't there...because it turned to WOOD!
 * The Simpsons: The season eight episode "The Springfield Files" (the BLAM Episode-cum-Crossover episode with The X Files that had Leonard Nimoy narrating it for the first two acts) had Homer and Bart out in the woods in search of the alien. Bart asks Homer if he can have some beer, with Homer telling him that beer is only for "...daddies and kids with fake I Ds ," then Homer suggests that they tell ghost stories to pass the time. This was Bart's:

Homer: No! NO! NOOOOOO!!!!!"

"Bender: ...and even though the computer was off and unplugged, an image remained on the screen. It was... the Windows logo!
 * There is an alternate scene on the season eight DVD set in which the original mundane horror story was about the contents of an Oscar Meyer weiner, with Homer reacting the same way.
 * The Simpsons, again, featured a carnival "house of horrors" ride that presents an old woman in a rocking chair who says, "Behold! The ravages of age!"
 * Arthur, Arthur was the carnival barker at a "house of horrors" that featured the most embarrassing moments of his friends, such as the Brain wearing pajamas to school.
 * Futurama, "Where the Buggalo Roam":

Leela: Pfft! That's not scary.

Bender: It is if you're a laser printer."

"Jake: Then, lying there in the darkness, the boy heard a tiny splashing sound. Psh! Psh! Like waves on a faraway shore. Except...the nearest ocean was a hundred miles away. The boy reached out for his sleeping father...but he was gone. Shaking with fear, the boy stumbled out of the rickety lean-to, and that's when he saw it: his father, sitting alone at the campfire. ALONE!...with a whole case of beer! Psh! Psh! (pantomimes drinking): The selfish old bastard was WASTED AGAIN!"
 * The Daria episode "The Teachings of Don Jake" had Jake tell a story about a boy who hears weird splashing noises in his sleep and wakes to find his father gone. :

"Quinn: So, Cinderella said, "I can't go to the ball in these rags." So her fairy godmother waved her magic wand and behold! She was wearing a gown of silver and gold -- big, clunky silver and gold sequins that you wouldn't wear to one of those '70s nostalgia proms, much less a formal party at a palace! And when she went to look in the mirror -- the one that made her look thin -- instead she looked BLOATED!
 * And then there's Quinn's ghost story:

Helen: Quinn, honey, is this really a scary story?

Quinn: Wait! I haven't gotten to the shoes yet!"

"Applejack: I'd like to tell y'all the terrifying tale of the prissy ghost, who drove everypony crazy with her unnecessary neatness! OooOOOooo! I'm sure y'all are familiar with that one.
 * In the My Little Pony Friendship Is Magic episode "Look Before You Sleep," Twilight Sparkle is throwing a slumber party by the book, running down a checklist of activities that includes ghost stories. Applejack and Rarity, however, are not feeling charitable toward each other, and have been using each activity to snipe at each other, and this is no exception:

Rarity: Never heard of it. But I have a much better one. It's the horrifying story of the messy, inconsiderate ghost, who irritated everypony within a hundred miles! OooOOOooo!

Applejack: That's not a real story! You made it up.

Rarity: It is a ghost story. They're all made up."

"Timmy: In the future there will be 500 TV channels!
 * Family Guy: Quagmire would find this story scary.
 * In The Fairly Odd Parents, Timmy travels to the past and tells his dad scary stories from the future.

Dad: Cool!

Timmy: ...but nothing to watch!

Dad: Noooooooooo!!!!"

"Camper: B-Boy, that sure was scary, right Johnny? *everyone notices Johnny is missing* Johnny?"
 * An episode of Johnny Bravo had Johnny try to tell a traditional campfire tale...to a bunch of computer-geeks, who of course aren't scared because the monster is "impossible." Then Carl tells a story about a kid who discovers his hard-drive has crashed and all content on his computer is deleted, which gets a much better reaction.


 * cut to Johnny hiding in a tree, trembling*

Johnny: *addressing the audience* I don't know what he said....but it was the way he told it."