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(Import from TV Tropes TVT:YMMV.ItsAWonderfulLife 2012-07-01, editor history TVTH:YMMV.ItsAWonderfulLife, CC-BY-SA 3.0 Unported license) |
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** It's not a bank, it's a building and loan. People make deposits and the money is then leant back out in the form of mortgages to the locals. They were generally considered to be one of the safest investments you could make until deregulation under [[Ronald Reagan]].
** Pottersville looks like a fun town... well, unless you're one of the poor working class whose livelihoods are destroyed.
* [[
* [[Complete Monster]]: Mr. Potter. Not only does he (unbeknownst to everyone else) confiscate George Bailey's Building and Loans' cash funds in order to make the business go bankrupt and frame George for bank fraud, but when the defeated George comes begging pathetically for a loan, Potter tries to have him arrested. ''On Christmas Eve!'' For losing money that Potter himself stole. That ''really'' takes something special.
* [[Crosses the Line Twice]]: that bar scene where George gets punched ... okay, he deserved it, but did the guy that did it have to insult his ''[[Children Are Innocent|kids]]'' too?
** Well, George did insult the guy's innocent ''wife'', who had been badly shaken by his tirade. If a line was crossed twice, then George crossed it first.
* [[Glurge]]: It tugs on the heartstrings so hard, a reviewer coined the term "Capra Corn" to refer to it. Afterwards, Frank Capra himself started using the phrase to describe his well-known sentimental film style. Some background on it all [http://www.brightlightsfilm.com/46/capra.htm here]{{Dead link}}.
** The Glurge aspects were [[Lampshade Hanging|lampshaded]] in the first ''[[Batman:
* [[Harsher in Hindsight]]: The banks today are basically run by Potters, and the way they were run caused much of the late 2000s recession.
** It runs the other way, too. Potter is indignant that Ernie get a loan simply because George sticks up for his character. While mainly just being a jerk, part of his point is doubtfulness that Ernie will ever be able to pay it back. During the 2000s, some banks gave out loans to people they knew couldn't pay them back, which has been cited as a major cause of said recession. Some of these were very Potter-esque dealings designed to screw lower class people over, but others were cases of the ''banks'' being screwed over - being cajoled into making poor decisions under the pretense of it being the right thing to do.
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* [[Iron Woobie]]: George Bailey.
* [[Moral Event Horizon]]: Mr. Potter is a hateful and greedy man throughout the whole movie, but what he does to George near the end is where he crossed the line into [[Complete Monster]] territory and became immortalized as one of the most memorable and hateful villains in cinema.
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* [[Narm]]: In the [[Alternate Timeline]], George learns that among other things, 1) the Building & Loan went bankrupt, 2) his Uncle Billy is now in an insane asylum, 3) all his old friends are cynical and miserable, 4) his brother Harry drowned in the ice when he was a little boy, and 5) all the people whose lives Harry saved in the War died. He asks Clarence what happened to his wife, Mary. Clarenece first says, "You don't want to know," which seems to imply that what happened to her is ''[[It Got Worse|even worse]]'' than everything else we've seen so far. He then says, [[What Do You Mean
* [[Tear Jerker]]: The entire last act of the movie set on Christmas Eve, culminating in "I want to live again!".
* [[What Do You Mean
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