Impossible Insurance: Difference between revisions
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That's this trope: An insurance with conditions attached making it almost impossible to collect the money. Bonus points if the impossible becomes possible. |
That's this trope: An insurance with conditions attached making it almost impossible to collect the money. Bonus points if the impossible becomes possible. |
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== [[Advertising]] == |
== [[Advertising]] == |
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* In one insurance commercial a tree falls on a couple's car and they nervously call their insurance company to make a claim. The operator tells them their low rate plan only covers damage from a [[wikipedia:Ficus|ficus]]. |
* In one insurance commercial a tree falls on a couple's car and they nervously call their insurance company to make a claim. The operator tells them their low rate plan only covers damage from a [[wikipedia:Ficus|ficus]]. |
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* In one of the ''[[All Creatures Great and Small]]'' books, the narrator tells about some brothers and father who got slick talked into disability insurance. However, the joke was on the insurance company as they "managed" to somehow get injured repeatedly at an amazing rate as soon as the policy was issued. They remarked how it was strange how the company dropped them as soon as the policy term ran out but that they got another company, albeit at a higher premium, to insure them. |
* In one of the ''[[All Creatures Great and Small]]'' books, the narrator tells about some brothers and father who got slick talked into disability insurance. However, the joke was on the insurance company as they "managed" to somehow get injured repeatedly at an amazing rate as soon as the policy was issued. They remarked how it was strange how the company dropped them as soon as the policy term ran out but that they got another company, albeit at a higher premium, to insure them. |
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* [[Douglas Adams]] once suggested that insurance companies have [[Time Travel]], which is why whatever happens to you is mysteriously excluded from the policy ''and always was''. |
* [[Douglas Adams]] once suggested that insurance companies have [[Time Travel]], which is why whatever happens to you is mysteriously excluded from the policy ''and always was''. |
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* In ''[[ |
* In ''[[Guards! Guards!]]'' Dibbler promises that his "dragon protection" cream will save you from being burned to death by dragon flame, and if it doesn't work then you get your money back (upon personal application only). |
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* An insurance company ''thought'' they were doing this, when they sold a policy to a young seaman in Tom Holt's ''Flying Dutch.'' But then he became the |
* An insurance company ''thought'' they were doing this, when they sold a policy to a young seaman in Tom Holt's ''Flying Dutch.'' But then he became the immortal captain of the Flying Dutchman, and after living to the impossibly old age that the policy required before it made any payout, the payout ''increased'' each year he survived beyond that. Now, if he dies, the insurance company is on the hook for more money than there is in the world, and through a variety of mergers, and such, they've distributed the risk to every bank and insurance company in the world, so they need him to go on living forever, or his death will destroy the entire world's economy. |
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== [[Live |
== [[Live-Action TV]] == |
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* An episode of ''[[Dinosaurs]]'' had the Sinclair's house (and TV) struck by a falling meteor. Earl actually had bought meteor insurance but was denied coverage since he was only covered for meteors and once a meteor passes through the atmosphere it becomes a meteorite. |
* An episode of ''[[Dinosaurs]]'' had the Sinclair's house (and TV) struck by a falling meteor. Earl actually had bought meteor insurance but was denied coverage since he was only covered for meteors and once a meteor passes through the atmosphere it becomes a meteorite. |
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* In the [http://www.ibras.dk/montypython/episode17.htm#3 "Motor Insurance Sketch"] from ''[[Monty Python's Flying Circus]]'', a vicar had bought some insurance and has now come to collect on it. |
* In the [http://www.ibras.dk/montypython/episode17.htm#3 "Motor Insurance Sketch"] from ''[[Monty Python's Flying Circus]]'', a vicar had bought some insurance and has now come to collect on it. |
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* One Disney comic had Rockerduck (Scrooge's business rival) insure a box of cigars for a massive policy, with one of Scrooge's insurance agencies. (Scrooge is forced to accept it, though he objects loudly.) Rockerduck at first suggest smoking the cigars to cash in the policy, but fortunately Scrooge points out that intentional fires constitute grounds for fraud (or that intentionally lit fires aren't covered by the use of the word "fire" in the policy.) However, putting the box in a pine house in the middle of a pine forest during thunder season is perfectly legal. |
* One Disney comic had Rockerduck (Scrooge's business rival) insure a box of cigars for a massive policy, with one of Scrooge's insurance agencies. (Scrooge is forced to accept it, though he objects loudly.) Rockerduck at first suggest smoking the cigars to cash in the policy, but fortunately Scrooge points out that intentional fires constitute grounds for fraud (or that intentionally lit fires aren't covered by the use of the word "fire" in the policy.) However, putting the box in a pine house in the middle of a pine forest during thunder season is perfectly legal. |
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** [[Fridge Brilliance|Scrooge's interpretation of the insurance policy is exactly how just about every policy involving "fire" is interpreted.]] |
** [[Fridge Brilliance|Scrooge's interpretation of the insurance policy is exactly how just about every policy involving "fire" is interpreted.]] |
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== [[Radio]] == |
== [[Radio]] == |
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